"I have a new motto now because of you: From this situation, something good will come! You're a true godsend! I thank you from the bottom of my heart." -Jamie
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Our Reducing Debt Experts

Dave Ramsey

Dave Ramsey

Host of "The Dave Ramsey Show" on Fox Business Channel and...

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Scott Bilker

Scott Bilker

Author and creator of DebtSmart.com

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Liz  Pulliam Weston

Liz Pulliam Weston

MSN Money columnist and author

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Reducing Debt

Reduce Debt, Increase Your Worth

Eric Fanelli*, a Manhattan therapist and artist, knows all about debt and the limitations it imposes emotionally and financially. He found himself with $50,000 in credit-card debt—not once, but twice. “Both times, I had a drop in income and used my credit cards to pay for necessities,” he says. Seeing a pattern he didn’t wish to repeat, Fanelli had to come to terms with how he got into trouble with money, find a way to reduce his debt and ensure that it didn’t happen again.

If you’re in trouble with credit cards, student loans or other debt... Read more of "Reduce Debt, Increase Your Worth"»

30 Tips for 30 Days

Our very best advice for you!

Taking the First Step

Taking the First Step

You’ve taken an important step in choosing to reduce your debt. Just making that choice puts you on a different path—one of power and freedom.

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News

The latest news on this change — carefully culled from the world wide web by our change agents. They do the surfing, so you don't have to!

Giving Up Possessions

Giving Up Possessions

We all have to tighten our belts creatively these days.

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Get Better Not Bitter

Get Better Not Bitter

When shedding debt, it helps to have some perspective.

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