401k tip - put your money where your future is!

Every time I get a raise, I immediately add that percentage into my 401k.  I figure, if I was able to live my life on x amount of dollars BEFORE the raise, is life going to improve that much more with an extra $10-20 each week?  No, but even if you only get a raise once a year, 2% here and 4% there begins to add up over time! 

This is especially helpful if your employer has a "match" program.  As much as you are able, take advantage of that opportunity.  That's FREE money for your future!