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Host of "The Dave Ramsey Show" on Fox Business Channel and...
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The best thing that I have learned how to do is to set up a budget...yes, it's very hard to start, but it's so necessary. Instead of my money telling me where to go, I now tell my money where to go. Another plug for Dave Ramsey...I use his online budgeting tools at <a>Link</a>. It's about $10 a month, but it's so worth the cost.
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Just about every book I've read advocates the same thing. Before you can get a handle on reducing your debt you need an understanding of where you money goes each day, each week, each month.
When you stop to lay it all out and make a budget for yourself it's much easier to stay the course.
Thanks for sharing that!