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Host of "The Dave Ramsey Show" on Fox Business Channel and...
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One of the bright spots of the financial crisis is that many credit card companies are willing to negotiate with customers who want to get their cards paid off. If you're ready to cut up your cards, get your haggling hat on. Companies are worried that they won't be getting any sort of payment, so you might be surprised by the money you can save right now.
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Would not paying per the credit card contract hurt your credit rating? dkr4jesus