Commercials are making you insane. Not because they interrupt your show, but because you're sick and tired of being nagged, day after day, for all the stuff your kids need right now, or else they whi-i-ine until you beg for mercy. When does it end?

Imagine opening up your mailbox to find bills, magazines, personal correspondence and requested store catalogs. Nothing more, just the items you're expecting, day after day after day.

What? Huh? Oh, sorry, I was just having the most incredible daydream.

Got kids? Better start socking away some cash, and not just for ballet lessons, electric guitars and ski trips.